Dental insurance can help cover the expenses of dental care, helping individuals maintain good oral health without facing prohibitive expenses. Coverage can vary significantly between plans, but most policies typically cover a range of preventive, basic and major dental services.
Dental Insurance Coverage
Dental insurance can help cover the following: 
- Preventive care—Preventive care typically includes routine check-ups, cleanings, fluoride treatments and X-rays. These services can be essential for maintaining oral health and catching potential issues early.
- Basic restorative care—Basic dental procedures may include fillings, extractions and periodontal treatments. These treatments address common dental issues and are crucial for preventing more severe problems.
- Major restorative care—Major procedures may include crowns, bridges, dentures and root canals. These procedures are more intricate and expensive, so having insurance can significantly alleviate the financial strain. However, patients should be prepared to cover some of the expenses.
- Orthodontic treatment—Some dental insurance plans also offer coverage for orthodontic treatments, such as braces and aligners. This coverage is often limited and may be subject to a lifetime maximum benefit. Orthodontic coverage is more common in plans designed for families with children.
It’s important to remember that dental insurance frequently excludes cosmetic procedures such as teeth whitening or veneers. Furthermore, preexisting conditions might not be covered, and there could be waiting periods for specific treatments. Read your policy documentation carefully to understand what procedures may or may not be covered.
Learn More
When selecting a dental insurance plan, it’s crucial to understand what is covered and any limitations that may apply. This knowledge can help ensure you can make the most of your benefits and maintain optimal oral health without unexpected costs. Contact Vanmar Insurance to discuss your dental insurance options.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.